Terms of Use | Disclaimer | Privacy

Updated January 2024

General Disclaimer | Terms of Use

The Krafty Planner is a website based in the United States of America. As the owner and operator of this website, I, Maria Bonacci, strive to comply with all applicable laws and ethical best practices for business and website operation. While I welcome all readers, I market my website and direct my content toward residents of the United States.

Your continued use of this website indicates you agree to the Terms of Use and Privacy Policy outlined on this page.

All content provided on kraftyplanner.com, including resources available for download through this website, is for informational purposes only. The content is not intended as, and shall not be understood to be legal, financial, tax, medical, health, or any other professional advice. The owner of this website makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site.

The owner of kraftyplanner.com will not be liable for any errors or omissions in this information nor for the availability of this information. The owner will not be liable for any losses, injuries, or damages from the display or use of this information. By using this website, you accept personal responsibility for the results of your actions. You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on this website or the resources available for download from this website. You agree to use judgment and conduct your own research before taking any actions or implementing any plans recommended on this website.

All views and opinions expressed on this website are 100% my own. I am not an expert on anything. Please use common sense if you decide to try anything I have posted here… what may work for me may not work for you, and there is no guarantee that you or any other person will be able to obtain similar results.

I promise to give honest opinions of any items I review or promote.

At times there may be affiliate links or advertising on the site. You are not required to click on or use my affiliate links, but if you do, I may receive a small commission. Clicking on affiliate links and using the sites to which you are directed means you are subject to the data collection and privacy policies of those sites.

These terms and conditions are subject to change at any time with or without notice. It is your responsibility to review this page regularly for changes.

Krafty Planner Privacy, Cookie, and Advertising Policy

The Krafty Planner understands that your privacy is important to you and that you care about how your information is used and shared online. We respect and value the privacy of everyone who visits Our Site and will only collect and use information in ways that are useful to you and in a manner consistent with your rights and Our obligations under the law.

This Policy applies to Our use of any and all data collected by us in relation to your use of Our Site. Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately.

1.  Definitions and Interpretation

In this Policy the following terms shall have the following meanings:

“Cookie” means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 11, below;

“Our Site” means this website, Krafty Planner;

“We/Us/Our” means Krafty Planner, a website owned and operated by Maria Bonacci.

2.  Information About Us

2.1  Our Site, Krafty Planner, is owned and operated by Maria Bonacci.

2.2  We can be contacted at [email protected] with any questions regarding data or other concerns.

3.  Scope – What Does This Policy Cover?

This Privacy Policy applies only to your use of Our Site. It does not extend to any websites that are linked to from Our Site (whether We provide those links or whether they are shared by other users). We have no control over how your data is collected, stored or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them.

4.  What Data Do We Collect?

Some data will be collected automatically by Our Site (for further details, please see section 11 on Our use of Cookies), other data will only be collected if you voluntarily submit it and consent to Us using it for the purposes set out in section 5, for example, when signing up for the Krafty Planner email list. Depending upon your use of Our Site, We may collect some or all of the following data:

4.1  name;

4.2  contact information such as email addresses;

4.3  demographic information such as zip code, preferences and interests;

4.4  IP address (automatically collected);

4.5  web browser type and version (automatically collected);

4.6  operating system (automatically collected);

4.7  a list of URLs starting with a referring site, your activity on Our Site, and the site you exit to (automatically collected);

5.  How Do We Use Your Data?

5.1  All personal data is stored securely with physical, electronic, and procedural safeguards that comply with applicable law to protect personal data from accidental loss, destruction or damage, and unauthorized access, use and disclosure.

5.2  We use your data to provide the best possible products and services to you. This includes:

5.2.1  Providing and managing your access to Our Site;

5.2.2  Personalizing and tailoring your experience on Our Site;

5.2.3  Supplying Our products and services to you;

5.2.4  Personalizing and tailoring Our products and services for you;

5.2.5  Responding to communications from you;

5.2.6  Supplying you with email, e.g. newsletters, alerts etc. that you have subscribed to (you may unsubscribe or opt-out at any time by emailing [email protected] or clicking the “Unsubscribe” button provided at the bottom of every email you receive from Krafty Planner);

5.2.7  Market research;

5.2.8  Analyzing your use of Our Site and gathering feedback to enable Us to continually improve Our Site and your user experience;

5.3  In some cases, the collection of data may be a statutory or contractual requirement, and We will be limited in the products and services We can provide you without your consent for Us to be able to use such data.

5.4  With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email AND/OR Facebook AND/OR Pinterest with information, news and relevant offers. We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights.

5.5  Advertisers whose content appears on Our Site may engage in what is known as “behavioral advertising” – advertising which is tailored to your preferences, based on your activity. Your activity is monitored using Cookies, as detailed below in section 11. You can control and limit your data used in this way by adjusting your web browser’s privacy settings. Please note that We do not control the activities of such advertisers, nor the information they collect and use. Limiting the use of your data in this way will not remove the advertising, but it will make it less relevant to your interests and activities on Our Site.

5.6  We will ensure that your personal data is processed fairly and transparently, without adversely affecting your rights. We will only process your personal data if at least one of the following basis applies:

a)  you have given consent to the processing of your personal data for one or more specific purposes – such as leaving a comment on a blog post or signing up for the Krafty Planner email list;

b)  processing is necessary for the performance of a contract to which you are a party or in order to take steps at the request of you prior to entering into a contract;

c)  processing is necessary for compliance with a legal obligation to which we are subject;

d)  processing is necessary to protect the vital interests of you or of another natural person;

e)  processing is necessary for the performance of a task carried out in the public interest or in the exercise of official authority vested in the controller; and/or

f)  processing is necessary for the purposes of the legitimate interests pursued by us or by a third party, except where such interests are overridden by the fundamental rights and freedoms of the data subject which require protection of personal data, in particular where the data subject is a child.

6.  How and Where Do We Store Your Data?

6.1  We only keep your data for as long as We need to in order to use it as described above in section 5, and/or for as long as We have your permission to keep it. In any event, We will conduct an annual review to ascertain whether we need to keep your data. Your data will be deleted if we no longer need it in accordance with the terms of our Data Retention Policy. Our Data Retention Policies are:

Google Analytics: indefinitely

Email Address for subscribers: The email service provider Flodesk retains this indefinitely unless specifically requested by the subscriber to have the data removed. This can be done by emailing [email protected].

Financial information: No financial transactions take place on the Krafty Planner website.

Website Backup: Website backups are held in secure cloud storage for two months.

6.2  Specific to persons inside the EU only: Krafty Planner is a website based in the United States. Some or all of your data will be stored or transferred outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland and Liechtenstein). You are deemed to accept and agree to this by using Our Site and submitting information to Us. We will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the EEA and under the GDPR.

6.3  Data security is of great importance to Us, and to protect your data We have put in place suitable physical, electronic and managerial procedures to safeguard and secure data collected through Our Site.

6.4  Steps We take to secure and protect your data include:

6.4.1  Use of SSL security certificate for the Krafty Planner website.

6.4.2  Double opt-in procedure when subscribing to the Krafty Planner email list.

6.5  Notwithstanding the security measures that We take, it is important to remember that the transmission of data via the internet may not be completely secure and that you are advised to take suitable precautions when transmitting to Us data via the internet.

7.  Do We Share Your Data?

7.2  We may contract with third parties to supply products and services to you on Our behalf. These may include delivery of goods, search engine facilities, advertising and marketing. In some cases, the third parties may require access to some or all of your data. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.

7.3  We do not share or sell Our email list.

7.4  We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, and other information. All such data will be anonymized and will not include any personally identifying information. We may from time to time share such data with third parties such as prospective investors, affiliates, partners and advertisers. Data will only be shared and used within the bounds of the law.

7.5  In certain circumstances We may be legally required to share certain data held by Us, which may include your personal information, for example, where We are involved in legal proceedings, where We are complying with the requirements of legislation, a court order, or a governmental authority. We do not require any further consent from you in order to share your data in such circumstances and will comply as required with any legally binding request that is made of Us.

8.  What Happens If Our Business Changes Hands?

8.2  We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. Data provided by users will, where it is relevant to any part of Our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use the data for the purposes for which it was originally collected by Us.

8.3  In the event that any of your data is to be transferred in such a manner, you will not be contacted in advance and informed of the changes.

9.  How Can You Control Your Data?

When you submit information via Our Site, you may be given options to restrict Our use of your data. We aim to give you strong controls on Our use of your data (including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails).

10.  Your Right to Withhold Information and Your Right to Withdraw Information After You Have Given it

10.2  You may access Our Site without providing any data. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.

10.3  Comments: You are not required to leave blog post comments on this website. When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

10.4  You may restrict your internet browser’s use of Cookies. For more information, see section 11.

10.5  Specific to persons inside the EU only: You have the right of portability and right to be forgotten. Email [email protected] if you wish to enact these rights.

11.  What Cookies Do We Use and What For?

11.2  Our Site may place and access certain first-party Cookies on your computer or device. First party Cookies are those placed directly by Us and are used only by Us. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our products and For more details, please refer to section 5, above, and to the sections below. We have carefully chosen these Cookies and have taken steps to ensure that your privacy is protected and respected at all times.

11.3  By using Our Site you may also receive certain third-party Cookies on your computer or device. Third-party Cookies are those placed by websites, services, and/or parties other than Us. We use third-party Cookies on Our Site for advertising services, comments on blog posts, website analytics, social media clicks, and email sign-ups. For more details, please refer to section 5, above, and to the text below.

Amazon Affiliates Program: We are a participant in the Amazon Services LLC Influencer/Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. Affiliate links are for the US-based .com store, which is covered by Amazon’s privacy policy found here: https://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=468496

Other Affiliate Programs: We also participate in various other affiliate programs. As an affiliate, I earn fees by linking to affiliated sites. This means that when you click on certain links on this site and make a purchase, I may receive a commission at no additional cost to you. All recommendations made on this website are based solely on my personal experience, research, and belief in the products or services being endorsed.

11.4  By continuing to use Our website, you give your consent to the placing of Cookies, thereby enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies by adjusting your internet browser’s settings; however certain features of Our Site may not function fully or as intended.

11.5  Certain features of Our Site depend on Cookies to function, which are deemed to be “strictly necessary.” Your consent will not be sought to place these Cookies. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 11.9, but please be aware that Our Site may not work as intended if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.

11.6  Our Site uses analytics services provided by Google Analytics. Website analytics refers to a set of tools used to collect and analyze usage statistics, enabling Us to better understand how people use Our Site. This, in turn, enables Us to improve Our Site and the products and services offered through it. You do not have to allow Us to use these Cookies, as detailed below. However, while Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.

11.7  The analytics service(s) used by Our Site use(s) Cookies to gather the required information. Certain of these Cookies may be placed immediately when you first visit Our Site and it may not be possible for Us to obtain your prior consent. You may remove these Cookies and prevent future use of them by following the steps set out below and in sections 11.9 and 11.10.

Anonymous Data from Google Analytics: Krafty Planner is committed to ensuring that this website contains content that is valuable and useful to you. To help with this, we have implemented the Google analytics demographics and interest reporting features on this website. These tools allow us to review anonymous data regarding the gender, age, and interests of website visitors and adapt our website content to better reflect their needs.

Google Analytics collects data about traffic via Google advertising cookies and identifiers. Although this information is collected through your Google ad settings, it is not provided to us in a personally-identifiable format. This means we cannot identify what information is about you, and we will not try to figure it out. You can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads using the Google Ad settings or through the Google Analytics opt-out browser add-on.

Advertising Cookie Policy

Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to Krafty Planner or other websites.

Google’s use of advertising cookies enables it and its partners to serve ads based on your visit to Krafty Planner and/or other sites on the Internet.

Users may opt out of personalized advertising by visiting Ads Settings. You can opt out of a third-party vendor’s use of cookies for personalized advertising by visiting aboutads.info.

For a list of third-party vendors, visit AdWords Certified External Vendors and Ad Exchange Certified External Vendors.

Display Ads

Ezoic Premium Advertising

The Website works with Ezoic to manage third-party interest-based advertising appearing on the Website. Ezoic serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website.

First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The “help” feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at All About Cookies.

Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site. In the event you opt-out, you will still see non-personalized advertisements on the Website.

The Website collects the following data using a cookie when serving personalized ads:

  • IP Address

  • Operating System type

  • Operating System version

  • Device Type

  • Language of the website

  • Web browser type

  • Email (in hashed form)

For specific information about Ezoic Inc, the data it collects and their data collection and privacy policies, please visit Ezoic Inc.

Facebook: Krafty Planner uses a Facebook pixel to record relevant marketing data related to website traffic and behavior. To learn more about how Facebook uses data, please visit Facebook’s Data Policy here or here.

Pinterest: Krafty Planner uses a Pinterest tag to record relevant marketing data related to website traffic and behavior. To learn more about how Pinterest uses data AND/OR to change your privacy settings on Pinterest, please visit the Pinterest Personalization and Data page here.

11.8  We also use social media buttons and/or plugins on this site that allow you to connect with your social network in various ways. For these to work the following social media sites including Facebook, Twitter, LinkedIn, Pinterest, and Buffer will set cookies through Our Site which may be used to enhance your profile on their site or contribute to the data they hold for various purposes outlined in their respective privacy policies.

11.9  You can choose to enable or disable Cookies in your internet browser. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.

11.10  You can choose to delete Cookies at any time however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalization settings.

11.11  It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.

12.  Contacting Us

If you have any questions about Our Site or this Policy, please contact Us by email at [email protected], or by mail at Krafty Planner (c/o Maria Bonacci), 46 Ridge St., Seneca Falls, NY 13148. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you.

13.  Changes to Our Privacy Policy

We may change this Privacy Policy as we may deem necessary from time to time, or as may be required by law. Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. We recommend that you check this page regularly to keep up-to-date.