Take Stock to Start Your Year on The Right Foot
Too often we dive right in when it would be better to step back and assess where we are first. It can be painful to look back to see our mistakes and shortcomings. And yet, it’s the best way to determine what we need to do to make significant changes in our lives.
Before you prepare to start the new year with loads of new resolutions and goals, take some time to reassess your life in these different areas.
Obligations
Ever wish you had more time for what was genuinely important to you? Now’s the time to make that change. And the first step is by looking at all the things you’ve taken on that no longer feel important.
Consider each committee, sponsorship, extended family and friend obligations that no longer feel fun. If they feel like a burden, it’s time to unload them. That may feel challenging. After all, no one wants to let others down. But this is your life, and it’s time to choose you instead of others’ wants.
Finances
If you wish you had more money but can’t or don’t want to work more to get it, take a careful look at your finances. Quite often, little wants turn into needs. Scan through last year’s bank statements and make a note of any recurring payments. You may wince when you see how much you’ve spent on unnecessary things throughout the year. Having occasional treats for you and your family is okay. But if “shopping therapy” has become a burden, now’s the time to fix it.
Make a list of all the ways you could cut back without feeling deprived. For example:
Could you eat out two nights a week instead of four?
Is it essential that you shop for clothes every month?
How much could you save if you took your lunch to work three days a week instead of getting take-out?
Do you find it fun to have four bazillion TV channels?
These are just a few ways you can trim expenses, so you can save for things that matter to you instead.
Related: How to Create a Don’t-Do List
Dreams and Goals
Many people say they don’t have enough time or money is the reason why they stay in dead-end jobs, don’t pursue their passions, or make real changes in their lives.
If you’ve reevaluated your obligations and finances, those excuses should no longer be holding you back. So, what do you want really? To go back to school and start a new career? Turn your side-hustle into a business?
By choosing to make those two changes in your life, you’ve now opened up a whole new world for yourself. Go ahead and grab it…and don’t look back!
Thank you for stopping by and supporting the Krafty Planner! Happy Planning!
